The scope in this field is enormous and hence the career graph of all insurance advisors is often very exciting. The most important thing than an advisor does is get to meet a lot of people and talk to them about everything and anything! Not all people you meet may decide to buy a policy but the advisor still meets many people and never gets tired of meeting new prospective clients!
The main job of an insurance advisor is to help the client buy a policy that is best suited for his needs. So, what the advisor effectively does is analyze the situation and give perfect solutions. An advisor explains what salient features of various policies are and then helps the client jot down on what policy he needs; he is doing need based analysis for the client.
Processing the claims is also an important factor and from a client’s point of view it is the most important thing. Whenever a tough situation arises on the family they turn to their advisor to help them in processing the claims. It’s the advisor who does everything possible to make sure
the claims are received and the whole process is smooth.
Basically, insurance agents are hired by the insurance companies to secure people’s lives. . On the face value of this profession, this is what one can see. But, an insurance agent does not act just like another other sales person would. Selling an insurance policy is whole another deal!
Here are few of the things that an insurance agent does.
The life insurance industry has been there for long and so have been the insurance agents. So, how is that some agents are successful and go places while others stay where they are all their life with minimal growth? These are some of the few key factors which are a must for all agents !
Agents who can hang on to their customers for a long time have said that key to that is their behavior with them. Agents and brokers need to understand their customers and listen to what they’re saying. This will include them answering their calls, addressing the queries and solve whatever major or minor issues they might have.
Being an insurance agent sometimes requires the agent to be non selfish and put their client’s interest before theirs. This may see an agent missing out on some commissions but this will ensure the client is happy and will stay with them for year. Always make client believe that their best interest is your priority through your actions or words!
When dealing with insurance claims, especially when it comes to life insurance an agent can find himself in a tricky situation. When someone loses his or her life, dealing with their family is a major problem. Hence an agent needs to know to approach people and empathize with them taking their emotional state into consideration. It will earn them goodwill and respect from clients.
Being an insurance agent is not the sort of job that will suit someone who is not active 24 hours a day, 365 days a year! In this industry you never know when you’ll have to report for work or get a call from a client who needs you! Having a smile, being super active no matter how hectic your day has been is a norm that every agent should follow.
To excel in any profession, being well versed about that sector is the single most important thing. For example, an agent has to have knowledge about finance and be well informed about new laws to be up to date with client’s financial condition. Some agents also pursue professional degrees of CA, CS and also take efforts to know more about income tax and other laws pertaining to finance.
If there is one quality that stands out in a successful insurance agent is that he is very persistent and determined to survive in this industry. You need will power and the aim to always push yourself to do better that what you did yesterday
There are a few professions in today’s world that are still regarded highly by people and considered to be ‘noble’ professions. Army, Doctors, Nurses, Teachers are the names that are easily thrown at you when you ask anyone which professions they respect the most. However, there’s one profession that may not make the top 10 list of Noble professions but deserves a mention. It is the professions of being Insurance advisors!
Protecting people’s lives is what this profession all about; you will be securing not only the future of a family but generations to come. Today we live in a fast and unreliable world; we hear news about people dying at a young age of 30-40. Accidents happen, Mishaps happen, illness happen, it’s the Job of a life insurance adviser to give the correct need based solution to your clients.
We all hope that Claims don’t get processed, and your clients are healthy and happy, but imagine if something happened to your client, and you give the family a cheque, the smile and blessings you will get will be worth all the efforts.
In an insurance industry, the insurance agent possesses multi-faceted roles to play. The insurance agent helps in promoting and selling of insurance products and services to its customers. Giving sound financial advisory services and customer support to the clients is also an important task. An insurance advisor also deals with not only individuals but their families, too. There are millions of case studies in the life insurance industry; hence this makes it one of the top 10 noble professions to be in. You help secure people’s future.
In the 21st century, there isn’t s sector that the women have not tapped, for they, see eye to eye with the men in terms of work ethics and professionalism. Insurance sector is one such area that the women have excelled in and the future for them looks bright !
Women are better speakers and can understand a situation better than men. There are two very important fields in which an insurance agent needs to be good at.
Insurance advisor as a career can also be taken up as your ‘2nd job’ and women who are homemakers have started to realize that this is an excellent opportunity to earn some money and become financially independent. Companies have now started to look for diversity in the sales department in order to gain cream of the crop. These ways, women who are good at having specific qualities and have the determination to succeed are in demand just like how men with great leadership skills were a while back in this industry.
Gender is not a barrier when it comes to the insurance industry and this has helped a lot in gaining more clients. Sure, there are a few issues that women face at the start of their career of being an insurance advisor but the men face them too and it is from such hurdles that successful insurance advisors are created! Extra income, financial independence is just the few things that benefit women who are successful as insurance advisors.
So, what are you waiting for? Apply for becoming an advisor today!!
Many people today have turned entrepreneurs and have their own small business or a start up. Self employed people such as good dealers, electricians, grocery shop owners have started looking at insurance industry as their ‘side income.’ No matter how satisfied you are with your current business, a true entrepreneur would always try and push himself. Insurance sector is one such that will challenge anyone to strive harder than yesterday and achieve the goals. Self employed people have some time on their hands and gradually, we have seen a lot of people entering this field and being successful.
Starting your business and sustaining in the market proves that you already have some of the core qualities required to be a good insurance adviser. These people are great at talking to customers, when you become an insurance adviser, you will have to talk and listen to what the client is saying a lot. This is where you analyze what he us saying and suggest him the right type of policy. If you are self employed and have time on your hands, becoming in insurance adviser is great profession to enter into. Not only will you be able to work on your time terms, you can also make use of the free time to earn some extra money.
Insurance industry is such that it gives you a chance to help people when they are in dire need of it. Don’t wait for a minute more! Our industry is waiting to welcome you!